Safety Measures For Online Transaction In Digital Universe

Safer Internet Day for safety and security purpose

With technology in a touch, we are on our way to reach stars. Equally important to know the pros and cons of using technology. Nevertheless, our life is easier now yet some safety measures are there to look after. Online transactions becoming popular these days, dangerous cybercrimes too are on a rise. Hacking, ransomware, debit/credit card frauds, ATM frauds are becoming frequent. In the light of such mishaps, a day is celebrated every year on the second Tuesday of February as Safer Internet Day. This is to create awareness for the mass. Additionally, we are providing you with these guidelines.

8 tips to remain alert before online transactions

Strictly use your home PC/Device

Malware-PC
Malware-PC

It is always preferable and convenient to use the home devices. Not only you need to keep your PC updated with operating systems and security patches but also adequate firewalls and anti-virus software are musts.

Choose your password wisely

password_safety
password_safety

Avoid using the date of birth, anniversaries, birthdays or guessable beloved people-names. Likewise, for the purpose of financial transactions, properly follow the instructions put down by the mutual fund, bank etc.

Never-ever share your password

lock_password
lock_password

A common sense in the digital forum is not to share the password. When it comes to transactions never share it with an outsider and keep the same confidential over all the social networks. Recently, the concept of OTP(One-time password) has come up which is a safety measure.

Cyber cafe is a no no!

cyber-cafe

A cyber cafe is a general platform where a whole lot of people come and use at ease. A confidential information of monetary use refrains the use of cyber cafe in the first place. Even a shared computer or a public Wi-Fi system can become a threat.

Avoid clicking any link in received emails

spam-mail-safety
spam-mail-safety

Ignore junk and spams in emails for your own safety. Clicking on any link that comes in an email even if it appears to be a genuine source might be dangerous. If it’s a potential hacker you will lose.

Be careful about emails asking for info( PAN number, Aadhaar number etc)

BankPhishing-Email
BankPhishing-Email

Many a time you may see emails asking for the financial information. They claim to be from well-known and trustworthy organizations too.  Actually, the government, SEBI, RBI and regulated entities never ask for passwords and card numbers etc.

Remember to check for SSL link

Check for SSL link
Check for SSL link

An SSL is the Secure Socket Layer/https security on the login page of bank’s website. It is to protect your card number and personal information. The ‘s’ after the ‘http’ denotes that the site is secure. It is essential for an online shopping site to be identity verified and SSL secured. If the SSL link is present, then only use those sites otherwise rethink and act.

Notify your bank immediately in case of any unauthorized use

Notify your bank immediately in case of any unauthorized use
Notify your bank immediately

If you are aware or in doubt of any vulnerability intimate the bank as early as possible regarding your card usage. With promptness and proper actions, many crimes can be prevented. Your bank is the one that can save you from a mishap before anything or anyone else.

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